Vermont Condo Forum
Thursday, June 11, 2026
8:00 am - noon | Delta Hotels by Marriott Burlington
Registration Fee: By June 4th Members $45 | NonMembers $75
After June 4th Members $65 | NonMembers $95
REGISTER
SCHEDULE
The conference has been approved for 3.0 hours of Continuing Education Credit.
8:00 AM - 8:45 AM Registration Breakfast with Sponsors and Speakers
8:45 AM - 9:45 AM
Vermont Legal Update
VT Condominium Statute Amendments and other Updates
Christina Jensen, Esq.
Primmer Piper Eggleston & Cramer, PC
The CAI Vermont Legislative Action Committee (VTLAC) has had a busy legislative session tracking bills of interest to condominium associations and owners around the state and testifying before legislators at legislative hearings in Montpelier. VTLAC Chair, Christina Jensen, will provide an update on bills that impact Vermont communities and answer questions around compliance.
In addition, major policy changes announced by Fannie Mae and Freddie Mac on March 18th are reshaping how condominium associations qualify for financing. Many associations that were previously compliant may now face lender-driven requirements regarding reserves, insurance and documentation.
What you'll learn:
-Find out what's changed for associations and understand compliance requirements and deadlines.
-Learn how to avoid getting flagged under the new policy changes.
-Address the biggest mistakes boards will likely make.
10:00 am - 11:00 noon
Insurance Changes in 2026
Close the Gaps before they Become Costly Problems
David Holton | HUB International
Condo insurance has changed - and the impact is falling directly on unit owners. Recent updates from Fannie Mae and Freddie Mac are reshaping how condominium insurance works and more financial responsibility is shifting to individual unit owners, and many existing HO6 policies are no longer enough.
Why this matters now:
Many condo owners believe they're fully protected by the association's insurance. In reality, under the new rules:
- Owners may now be responsible for large deductibles - up to $50,000 per unit
- Gaps in the association's policy can leave interior damage uncovered
- Insurance changes can shift more costs to owners
HO6 is no longer optional thinking, it's your primary layer of protection.
What you'll walk away with:
- A clear understanding of your real financial exposure
- How HO6 should be structured under the new rules
- Key questions every owner and board should be asking right now
- Practical steps to better protect both individual owners and the community
11:00 AM - Noon
Reserve Studies Demystified
What Every Board Member, Owner and Manager Needs to Know
Shin Nagpal | Criterium-Dudka Engineers
Reserve studies are no longer just a financial planning tool — they are becoming an essential part of protecting condominium communities from unexpected costs, deferred maintenance, and financial instability.
As buildings age, construction costs rise, and lending requirements become stricter, Vermont condominium associations are facing increasing pressure to properly plan for future repairs and replacements. Yet many boards and owners still misunderstand what reserve studies actually do — and what can happen when reserves are underfunded.
Why this matters now:
Many condominium associations are relying on outdated studies, unrealistic budgets, or reserve balances that may not be sufficient for future capital projects. In today’s environment:
-Rising construction and material costs are dramatically increasing replacement expenses
-Deferred maintenance can lead to larger repair costs and emergency special assessments
-Underfunded reserves may impact property values and financing options
-Lenders and insurers are paying closer attention to reserve funding and building conditions
-Vermont weather conditions can accelerate deterioration of roofs, paving, siding, decks, and other common elements.
Reserve studies are no longer viewed as optional best practices — they are increasingly becoming standard expectations in the condominium industry.
What you'll walk away with:
- -The most common reserve study questions Vermont condominium communities ask
- -How reserve studies help associations avoid financial surprises and special assessments
- -Guidance on reserve funding, update frequency, and long-term capital planning
- -Key considerations specific to Vermont condominium associations and aging infrastructure
REGISTRATION FEES
By June 4, 2026 Members $45/Non-members $75
After June 4, 2026 Members $65/Non-members $95
*Cancelations two weeks prior to program date may be refunded less a $25 cancelation fee.
No refunds will be issued within two weeks of program date.
