SCHEDULE

The conference has been approved for 3.0 hours of Continuing Education Credit.

 

8:00 AM - 8:45 AM      Registration Breakfast with Sponsors and Speakers

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8:45 AM - 10:15 AM

When the Law Creates the Problem

Governance, Legal Complexity and Compliance

Gary Daddario, Esq., CCAL

Marcus, Errico, Emmer & Brooks P.C.

 

 

Recent amendments to the New Hampshire Condominium Act have introduced several new statutory requirements that are reshaping how associations conduct routine governance.  While intended to clarify and modernize operations, these changes have also created practical challenges and areas of uncertainty that many boards are encountering for the first time.  Associations are increasingly seeking legal guidance not due to disputes, but to interpret and apply new statutory language in day-to-day operations.

 

This program will examine key areas where recent legislative updates are impacting board governance, including:

 

      - Annual meeting requirements and quorum challenges, including the obligation to reschedule meetings and the                               unanswered questions that arise when quorum cannot be achieved.

      - Limitations on executive sessions, and how new rules affect confidentiality and board decision-making processes.

      - Open meeting requirements, including when meetings must be open to unit owners and how boards can conduct business

      - Directed and undirected proxies, and the practical implications for voting procedures and documentation.

     

Gain a clearer understanding of how these statutory changes are being interpreted in practice, why they are generating increased reliance on legal counsel, and how boards can approach compliance in a thoughtful and informed manner.

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10:15 AM - 11:30 AM

New Fannie Mae & Freddie Mac Condo Rules

What NH Boards Need to Do Now

Ryan Severance, Esq. | Mirrione, Shaughnessy, & Uitti, LLC

 

 

Major changes announced on March 18th are reshaping how condominium associations qualify for financing - and New Hampshire communities are uniquely exposes.  Because NH law does not require reserve funding or studies, many associations that were previously compliant may now face lender-driven requirements around reserves, insurance and documentation.

 

This session breaks down:

     - What's changing (and when)

     - Why NH condos are more affected than most states

     - The biggest risks to financing and property values

     - Practical steps boards can take now to stay eligible

 

What you'll learn:

-Why some NH condos may quietly become "unfinanceable" - how to tell if yours is at risk.

-The hidden shift from "state compliance" to "lender compliance" (and why that changes everything).

-How underfunded reserves could trigger sudden fee increases or special assessments.

-What the elimination of "limited review" really means for your future and unit sales.

-How to avoid getting flagged during lender reviews.

-The biggest mistakes board will make over the next 12-18 months.

-A practical roadmap to stay eligible without shocking owners with massive increases.

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11:30 am - 12:00 noon

HO6 Insurance Changes in 2026

Close the Gaps before they Become Costly Problems

Brendon Kilcoyne, EBP, CIC, CIRMS | HUB International

 

 

Condo insurance has changed - and the impact is falling directly on unit owners.  Recent updates from Fannie Mae and Freddie Mac are reshaping how condominium insurance works and more financial responsibility is shifting to individual unit owners, and many existing HO6 policies are no longer enough.  

 

Why this matter now:

Many condo owners believe they're fully protected by the association's insurance.  In reality, under the new rules:

     - Owners may no be responsible for large deductibles - up to $50,000 per unit

     - Gaps in the association's policy can leave interior damage uncovered

     - Insurance changes can shift more costs to owners

 

HO6 is no longer optional thinking, it's your primary layer of protection.

 

What you'll walk away with:

- A clear understanding of your real financial exposure

- How HO6 should be structured under the new rules

- Key questions every owner and board should be asking right now

- Practical steps to better protect both individual owners and the community

 

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REGISTRATION FEES

By May 6, 2026        Members $45/Non-members $75

After May 6, 2026     Members $65/Non-members $95  

 

REGISTER

                                                     

*Cancelations by October 19th may be refunded less a $25 cancelation fee.                               

No refunds will be issued for cancelations after October 19th.

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