WEBINAR
Behind the Insurance Premium
How Underwriters Evaluate Your Community
A webinar for association board members, owners and professional managers.
Tuesday, 
September 15, 2026
1:00 pm - 2:00 pm
Webinar recording available on-demand following live presentation.
CAI Members $35
Non-Members $60
Live program attendance is approved for 1 hour continuing education for CMCA recertification.
Presenters
Katie Dodge, CLCS, CMCA, AMS, CIRMS 
USI Insurance Services
John Lamontagne
Liberty Mutual
Insurance premiums for community associations continue to rise, leaving many boards and managers wondering why costs have increased and what they can do to improve their insurability. While market conditions play a role, underwriters evaluate a wide range of factors before determining coverage options and premium pricing - many of which associations can influence.
This webinar offers a rare behind-the-scenes look at the insurance underwriting process through the perspective of both an experienced insurance broker who has earned the Community Insurance and Risk Management Specialist (CIRMS) credential from Community Associations Institute (CAI), and a community association underwriter. Participants will gain valuable insight into how insurers assess risk, respond to industry trends, and make coverage decisions, helping association leaders become more informed insurance consumers and stronger advocates for their communities.
Please note our cancellation policy:
Registrations canceled up to 2 weeks prior to program date may be refunded less a $25 cancellation fee.
No refunds will be issued for cancellations within 2 weeks of program date.
Why You Can't Afford to Miss This
Insurance costs affect every community association but understanding why premiums change can help boards make better decisions, reduce risk, and position their communities more favorably in today's challenging insurance market.
- Gain insight into how underwriters evaluate community association risks and determine premium pricing.
- Learn the key factors that influence coverage availability, renewals, and insurance costs.
- Understand how current market conditions are impacting community association insurance.
- Discover practical steps associations can take to improve their insurance profile and reduce risk.
- Hear directly from both an insurance broker and an underwriter about what insurers look for when evaluating associations.
